9 Things You Must Try When Your Savings Reach $50,000

Diversify your hard-earned retirement savings with gold

You’ve spent your whole life building up your retirement savings, but market volatility and inflation could be threatening everything you’ve worked so hard for.

Thor Metals is actively helping Americans like you find greater retirement security with precious metal investments. They offer everything from physical ownership to IRAs in gold and silver that have a proven track record during unstable markets.

In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold actually increased by 25%.¹ <p>Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.</p>

Take control of your legacy today in 3 easy steps:

1. Request your FREE Gold IRA Quick Start Guide and receive up to $20,000 in free gold on qualifying orders.² <p>Requires purchase of precious metals. Free metals represent actual metals up to 1% of the purchase price and is subject to availability. Call for details. Subject to change at any time.</p>
2. Speak to a dedicated specialist about the best option for you.
3. Transfer or invest to better diversify your portfolio.

You're in good hands — Thor boasts an A+ rating with the BBB, 4/8/5 stars on TrustPilot, and are 100% American owned. If you have at least $30,000 in savings, IRAs, or your 401K take control of your savings now and download your FREE Gold IRA Quick Start Guide.

Earn up to a $350 bonus when you open and fund this account

If you have $50,000 that you’d like to place in a high-yield savings account but you haven’t heard about this account from Western Alliance, listen up.

Open and fund a Western Alliance high yield savings account here with at least $50,000 and you could earn a bonus of $350 with the code HEADSTART.³ <p class="">New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $70 for depositing between $10,000 and $24,999, $175 for depositing between $25,000 and $49,999, $350 for depositing between $50,000 and $99,999, $750 for depositing between $100,000 and $199,999, and $1,500 for depositing $200,000 or more.&nbsp;</p><p class="">To qualify for the bonus, you must be a new Raisin customer who signs up between January 15, 2026, and February 28, 2026, and the promo code HEADSTART must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus.&nbsp;</p><p class="">Bonus cash will be deposited by Raisin into the customer’s Cash Account within 30 days of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin reserves the right to modify or terminate this offer at any time.</p> Not only does this account offer this astounding bonus, but you’ll also be able to earn up to 3.80% APY⁴ <p>APY means Annual Percentage Yield. APY is accurate as of 01/08/26. Interest rate and APY may change after initial deposit depending on the terms of the specific product selected. Minimum opening deposit is $1.00. National average comparison is based on current <a href="https://fdic.gov/national-rates-and-rate-caps">FDIC U.S. national average</a> for banks and <a href="https://ncua.gov/analysis/cuso-economic-data/credit-union-bank-rates">NCUA U.S. national average</a> for credit unions.</p> — that could be worth $1,000s more over the years.

Western Alliance is powered by Raisin, offering excellent rates with NO monthly fees. You can also enjoy a $1 minimum deposit, 24/7 online access. Open your account today, fund it, and you could enjoy a significant bonus plus powerful earnings on your saved cash. Member FDIC.

Open and fund a Western Alliance high yield savings account here with at least $50,000

P.S.: Use the code HEADSTART when signing up and you could earn a bonus of $350.

Set up direct deposit - pocket up to $350

If you aren't banking through Chime®,⁵ <p class="">Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.&nbsp;<br></p> you're missing out on a huge boost of extra cash just by following a few simple steps.

Earn a bonus up to $350:⁶ <p>Terms apply. Limited time only, must open the new account and complete qualifying activities to earn 3 individual rewards, up to a max of $350.00, as described at <a href="https://www.chime.com/policies/newmemberofferv3/">https://www.chime.com/policies/newmemberofferv3</a>.</p> To qualify, open a new Chime Checking Account here. Earn $100 with a $200+ direct deposit⁷ <p>Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade.&nbsp;</p> in your first 30 days. Receive a $200+ direct deposit in the next calendar month to get an additional $100. In your third calendar month, receive a $200+ direct deposit and get the final $150. Full bonus earned!

This is a great way to supercharge your earnings, and basically takes no extra work other than following the steps above. Even better, Chime Checking offers no monthly fees, no overdraft fees, no minimum balance requirement, and no foreign transaction fees.

You can also get paid up to 2 days early⁸ <p>Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.</p> with direct deposit, access over 47,000 fee-free ATMs,⁹ <p>Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.</p> enjoy fee-free overdraft up to $200,¹⁰ <p>SpotMe® on Credit is an optional, no interest/no fee overdraft line of credit tied to the Secured Deposit Account. SpotMe on Debit is an optional, no fee service attached to your Chime Checking Account (individually or collectively, "SpotMe"). Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month.</p> and 24/7 live support, with a real human.

Open your account and set up direct deposit to earn a $350 bonus

You could be overpaying for your retirement planning

Fees matter. High fees can cut into your returns and affect your overall nest egg. But the ways fees are levied vary. Some are “fee only,” charging a flat rate regardless of usage. Others take a percentage of all assets under management. Some earn commissions directly from mutual funds or other financial products, which presents a significant conflict of interest.

This free matching quiz helps Americans get matched with up to three fiduciary advisors who serve their area so they can compare and decide which advisor to work with.

Ohio Driver? Cancel your car insurance

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used this tool and now I’m able to pay just $47 a month for two cars.¹¹ <p>Actual savings and coverage options vary based on factors such as driving history, location, and insurer policies. The rates shown in this example may not reflect what every user will qualify for.</p> If you want to try this tool and compare and potentially score same-day savings, here’s what to do:

1. Click the link below and enter your zip code, date of birth, and phone number.
2. Answer a few questions about your car’s make and model to get matched with top offers.
3. Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.